A fire Insurance Is a legal contract between a policyholder and an insurance company where the insurer takes financial risks against fire perils. But not only it cover fire incidents, but also it protect against lightning, buildings damages, home damages (if damage by fire), assets, man-made disaster, natural disaster etc. it has some exclusions like nuclear perils, electrical or mechanical breakdown, Terrorist act, war and warlike operations, pollution or contamination etc. So, if you want to know more please click the link :- https://www.gibl.in/fire-insurance/